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The second way is if you are formally named as the inheritor, which is what happened with the Potter Estate, the Black Estate, and the Collections account." Harry nodded slowly, settling herself. "And what about magic? It has that here, next to Black and Riddle."
"Yes, that's rather irregular," Grimbak replied. "The most recent of the Potter family was known to have ties to the Blacks; I believe your grandmother was born a Black, from the main branch even. That you are named heir implies that whoever is before you in the line of succession was either childless at the time and still is, or has decided to not have children at all.
A magical heir is created when an adult shares his magic with a child whose core is still developing; that you are the Black heir by name and magic implies that whoever is before in the line of succession was close enough with your parents that they were allowed to perform an adoption ritual on you. Perhaps a godparent." A godparent? Heri stiffened at the thought.
Forget Riddle for a moment. Wasn't a godparent someone who was supposed to take care of her if her parents couldn't? If she had a godparent, where were they? Harry asked this out loud. Grimbak shuffled through a separate stack of parchment and pulled out a faded looking sheet. His eyes widened minutely before he looked up again with a blanked expression.
"It says here that your godfather is Sirius Black, lately an inmate of Azkaban." That certainly didn't sound good. "Azkaban?" "A wizard's prison, Ms Potter." The blanked expression had yet to change. Well. Heri wondered if she should be surprised or not. A criminal for a godparent felt strangely appropriate. Heri eyeballed her account manager.
"I'm not thrilled to hear it, but why are you so shocked by this? You seem almost bothered." The goblin scowled. "You seem to be in the habit of not knowing things. It has been all over the news that Sirius Black has recently escaped from prison. Your ministry is throwing quite a fit." Huh. What odd timing. Heri pondered for a moment.
"What did he . . . ?" she began. She tapered off at the outright alarmed look on Grimbak's pointy face. "You know what? Never mind, I don't want to know." Heri straightened and leaned over the parchment once more. She tapped at the edge. "And this Riddle person?" The goblin flipped through the pages again, then shook his head.
"No previous business carried out with that name, nor have I ever heard it used in context with the Potters. I would have assumed it to be another godparent" — Heri sicked up a little in her mouth at the thought — "but your godmother is listed as Alice Longbottom.
She is, unfortunately," Grimbak continued, anticipating Heri's question, "currently in the care of St. Mungo's Hospital for Magical Maladies and Injuries, in the Janus Thickey Ward for patients with minds declared irreparably affected."
"Any relation to Neville Longbottom?" asked Heri, perking up at the surname. "I do not handle the Longbottom accounts," was Grimbak's flat reply. Heri fought back the urge to give Grimbak the two-finger salute while she considered what he had told her.
So, she had possible familial connections with Neville as well as Voldemort. What utter madness. The raving ghoul tried to kill her and now it turns out she's been designated as his heir? Had her failure to die made her a worthy candidate to take over the position when he was done with it? Was this how Dark Lords passed on the torch or something? Well, whatever his intentions, if she ever got the chance to get her hands on his vault, she'd bleed him dry.
Heri motioned for Grimbak to continue. "The next thing you should notice are the inheritable assets, the properties and investments. At the moment, you only have access to the Evans and Potter properties since you are the last living descendant. The other properties are off limits to you until the current Heads either gives you access or die. This is why their holdings are not listed." Heri nodded in understanding.
"Entitlements," Grimbak carried on, "are the privileges granted by the Crown to the Noble Families, such as voting rights, to the Head of a House. Since you are the last of your line, you are automatically the Head of your House.
However, you are not obligated to attend to your civic duties of participating in the Wizengamot until you formally claim your dominion, and by Family Law, you are not able to do that until your sixteenth birthday. "I do, however, recommend seeing to your land as soon as possible.
Towns and villages are generally self-sufficient in this day and age, but the county of Hautmont does not have a steward on record and it has been over ten years since the Potter family has sent anyone to see to its people." Grimbak gnashed his teeth at his words. "They tend to pay their taxes more willingly when their leaders show an active interest in them." Bloody hell, she already got that he wanted her to accept her responsibilities, he didn't need to lay it on so thick. Right," said Heri, giving him her flattest look. "Now. What's a Collections account?" This earned her fangs bared in amusement.
"Gringotts opens a special account for those that receive a significant amount of donations. It's common practice for many organisations, especially those that rely on charity.
St. Mungo's, for instance, has one, and anyone who wants to donate money or entire vaults simply file for a transfer to the Collections account." "So. . ." honestly, it was like pulling teeth! "Why do I have one?" "Are you familiar with your status as the Girl Who Lived, a highly celebrated hero?" Heri nodded stiffly.